The reason your jeans pocket have tiny metal buttons "rivets"

The 10 internet safety rules to teach children

10 Internet Commandments for Kids Going Online
10 Internet Commandments for Kids Going Online [Infographic] by the team at Pumpic.

8 + 52 Everyday uses and benefits of Hydrogen Peroxide

Someone lost more than half a million dollars betting on Clinton vs Trump

The US Presidential Election was the biggest political betting event in William Hill's history, with the British bookmakers taking in around £4 million in bets.

A female client lost nearly half a million pounds on a single bet on Hillary Clinton to win the election, the bookmaker told Business Insider.

The unnamed woman bet £481,000 (around $597,000) on Clinton to defeat Donald Trump four weeks before the election, only to lose all of it after the surprise outcome. William Hill's Graham Sharpe told Business Insider over the phone that the woman, who was not British, placed the bet online.

Clinton was the favourite to become the 45th President of the United States but Donald Trump surprised political commentators, financial markets, pollsters, and bookmakers to win the race to the White House.

There were some other huge losses too, according to Sharpe. A customer at one of William Hill's shops in Northumberland, northeast England, threw away £181,200 betting on the Democrat candidate and a London-based customer put £150,000 on her a day before the election.

The bookmaking industry took a total of around £20 million on US Election bets, with 71% of individual bets placed on Trump to upset the odds and the polls to inflict a shock defeat on Clinton.

John Mappin, a hotel-owner in Cornwall, southeast England, made a profit of £100,000 after placing 30 bets on Trump to win, the first placed when the businessman announced his candidacy for the Republican nomination. The betting shop also paid out £101,750 to a customer in Nottingham who put £37,000 on Trump to make history and win the election.

"Donald Trump started as a 150/1 no-hoper but was very well backed, albeit in smaller amounts than we accepted for long-time favourite Hillary Clinton," Sharpe said.

How much should you spend? Here is Broke peoole vs Rich people budget

Let’s take a look at the Joneses. Here are their typical spend percentages:

They take home $4,000 each month, which is pretty dang good! Unfortunately for them, they listened to the bank’s advice and loaded up on mortgage debt. They live in a $300,000 home, drive a couple of decent cars (thankfully one of them is paid for), and dine out every Friday.

They look like they’re doing pretty good from the outside. Their house is huge, their cars are sparkly, and they always seem to be eating out at the next new restaurant. But, take a look at their savings rate….1%. And the amount of money they give away? Is none. These people are looking good, but are living paycheck to paycheck and miserable. Do NOT aspire to be this family.

So if the above budget was too lavish, what’s a better approach? Here’s a much better method for allocating your spending:

First of all, take a look at the house payment. Instead of a massive payment of $1,600. Shoot for $800 (or 20%-25% of your take-home pay). Think that’s impossible? My first home mortgage payment was $700 a month, and that was on a 15 year note!

Second, since you drive modest paid-for cars, you have no car payment (my wife and I had a combined car value of $4,000, which made it really easy to pay cash for them!).

Find out more about these budgets and more, from Derek at

Job: Child Protection in Emergency (CPiE) Specialist - Tanzania

Organization: Plan
Country: United Republic of Tanzania
Closing date: 25 Nov 2016


The CPiE Specialist will be responsible for strengthening the quality of Plan International’s child protection in emergency programme including child protection case management, guidance to ensure appropriate and safe alternative care arrangements for unaccompanied and separated children, strengthening community based child protection mechanisms, community and family based psychosocial support through Child Friendly Spaces in the Burundian refugee camps. S/he will be responsible for the building the capacity of child protection team in implementing timely, quality and appropriate gender and age sensitive case management and psychosocial support interventions for the vulnerable children in refugee camps and camp surrounding communities.

Dimensions of Role:

Programme Development and Quality Implementation: Provide technical support for child protection case management, psychosocial and community based child protection elements of the emergency response programme. This would also include (and not limited) to regular assessment and analysis and strategic suggestions for programme design / modification. The CPIE specialist will assist ERM in developing quality child protection proposals as per donors’ requirement and support grants coordinators and M&E in producing the donor reports.

Representation and Advocacy: Represent Plan in government / inter agency coordination meetings and initiatives on psychosocial and child protection issues. Contribute to ongoing efforts to develop context specific guidance notes and policy-making efforts. Work closely with country office CP team to profile / harmonise country CPiE and CP advocacy agenda

Key End Results and Responsibilities:

Programme implementation
  • Contribute to all aspects of the child protection programme design and implementation to effectively respond the protection and development needs of Burundian refugee children
  • Ensure being updated on existing needs assessments and other relevant project documents Work in close collaboration with the Education in Emergency and M&E Specialists, grants coordinators and managers and to ensure child protection mainstreaming in all Plan’s activities
  • · Support child protection activities including case Management, Alternative Care and Support for Unaccompanied and Separated Children, Child Friendly Spaces and Community based Child Protection Mechanisms
  • · Lead case management activites by developing case management tools and guidance to ensure appropriate and safe alternative care arrangements with special attention to refugee children
  • Building the capacity of Plan´s psychosocial support social workers on family and community based psychosocial support; and Case Management social workers to implement timely, quality and appropriate case work, documentation, direct support and referral and appropriate follow-up for the children
  • Provide technical backstopping for the strengthening the community based child protection system engaging local community members and other stakeholders
  • Regularly visit Plan’s field activities and provide on ground technical support where needed
  • Weekly planning of CP activities in the places of intervention and with proposition of further locations
  • Develop the strategy and mechanisms to integrate child protection into other Emergency Response Program activities with IASC guidelines and CP Minimum Standards (CPMS) in humanitarian settings.
  • Ensure the access of child protection services and psychosocial support as needed to affected population (precise programming depending on identified needs, existing services and capacities and actions of other agencies)
  • Facilitation of child protection training for stakeholders and other partners
  • Assist with the development of funding proposals and donor reports.
Representation and advocacy
  • Respect and work according to local policies and regulations
  • Work in close relationship with the government representative in Kigoma region, Kibondo and Kakonko Districts and other partners/UN agencies present in the refugee setting
  • Support liaison between Plan International and any relevant stakeholders, local, national and international partners and local authorities
  • Participate in protection, child protection and SGBV working groups/bilateral meetings, etc.
  • Represent Plan in Case conferences, BID panel and other Case Management and MHPSS forums
  • Regular interaction with other NGOs and UN bodies such as IRC, HelpAge, MSF, TRCS, UNHCR, UNICEF to effectively respond child protection issues in the camps
  • Coordinate with Country office advocacy teams to develop child rights and child protection advocacy initiatives
Documentation and M&E
  • Contribute in documenting Plan’s experience , lessons learnt and case studies
  • Support report writing and proposal development
  • Conduct regular assessments, analysis and thus advise programme design and modifications to meet the existing needs and ground realities
  • Provide inputs to the development/ operation of a monitoring and evaluation system including CPIMS (Child Protection Information Management System)
  • Monitoring the quality of project’s activities and reporting of the relevant partners
Capacity Building
  • Train Plan staff in key aspects of CP programmes and relevant aspects of IASC guidelines and CPMS
  • Build capacity of national staff to implement Child Protection CM and MHPSS activities
  • Provide input to the development of orientation and training materials for teachers, youth volunteers, parents/caregivers and children
  • Conduct training for staff and partners including tailored Training of Trainers for staff on children with special needs.
  • Initiate setting up of Plan Tanzania emergency response team working closely with country office CP team to build a local professional CPiE roster of first responders
Team Management
  • In strong linkage with ERM, ensure good communication and coordination with team members through regular programme coordination meetings (or other if needed)
  • Continuous meetings with CP Teams for activities follow up and with youth and Education teams for effective coordination and integration to respond the holistic needs of children and adolescents.
Key Performance Targets
  • Ensure that 100% BID targets for unaccompanied and separated children are reached;
  • Ensure that all CFSs adhere to CP minimum standards in humanitarian settings;
  • Design and regularly lead on CP and training for staff and partners
  • Actively lead on the submission of at least three new CP proposals worth over $1m
Dealing with Problems:
  • The role requires an ability to analyse emergency child protection gaps and trends and liaise with multiple partners to adjust current implementation when it is needed.
Qualification and Experience:
  • The qualified candidate will be a child protection in emergencies professional with relevant degree in Psychology, anthropology, Social work or equivalent.
  • At least 3-5 years’ experience working of child protection in emergencies, particularly on Case Management, Best Interest Assessments and Child Protection Information Management System, alternative care arrangements and Child Friendly Spaces and psychosocial programmes
  • Understanding of a comprehensive approach on disability issues and vulnerability
  • Experience of working in refugee settings and in host communities
  • Extensive knowledge of CPiE program design and implementation including monitoring and evaluation.
  • Knowledge of international humanitarian standards and codes of conduct
  • Demonstrated effective communication, analytical and problem solving skills
  • Experience in coordination and technical assistance provision at the level of working group/task force or equivalent.
  • Proven capacity to train, coach staff and provide supportive supervision
  • Effective team management skills across several locations and operating in a cross cultural structure
  • Willingness and capacity to be flexible and accommodating in difficult working conditions
  • Excellent written and spoken English
  • Experience of managing grants and donor’ reporting requirements such as ECHO, UNHCR, Sida etc.
  • Computer literate in MS office (word, excel, power point etc.)
  • Excellent project design, participatory monitoring and evaluation skills
  • Ability to work in emergency/refugee settings
  • Ability to work under high pressure with a great level of personal organisation
  • Strong communication and reporting skills
  • Good knowledge of and experience in Minimum Standards for Child Protection in Humanitarian Action, Inter-agency Guidelines on Separated and Unaccompanied Children, Mental Health and Psychosocial Support, and Gender
  • Knowledge of child protection database

Striving for high performance
  • Strongly drives performance forward in areas of the business for which he/she are responsible
  • Involves others in setting goals and holds self and others to account to deliver on agreed goals
  • Create strong sense of purpose within own part of the business and with stakeholders
  • Cultural awareness and sensitivity
  • Commitment to the understanding of child rights, Plan International’s aims, values and principles and humanitarian standards as Sphere Charter and Code of Conduct
Strategic thinking and innovation
  • Make a strong contribution to emergency response strategy in general and
  • See contribution of own part of the organisation in wider Plan and external context
  • Balance future vision with practical delivery
  • Interrogate work effectiveness and searches for better ways of working
Influence and communication
  • Effective communicator using clear messages drawn from Plan’s work
  • Ready to work to influence leaders in governments, international bodies, key constituencies in Plan, partners and communities
Building effective teams and developing people
  • A team player across the organisation and in teams
  • Support learning and a sense of mutual purpose in diverse teams
  • Set a strong learning culture in their part of the organisation
  • Use opportunities across Plan and outside to develop others
Self-awareness and resilience
  • Remain calm and positive under pressure and in difficult situations
  • Plan own learning and development
  • Aware of impact on others and adjusting own behaviour accordingly
  • Has a positive impact on those around them
Physical Environment and Demands:
  • It requires extensive travel to project sites and to donor and cluster meetings which may account for up to 50% or above of working time
  • Exposed to varied weather conditions during field work
  • May be required to work during late hours, weekends and holidays in order to ensure timely delivery, especially during emergencies
How to apply:

Plan International Tanzania is an equal opportunity employer. Interested and qualified Tanzanians are invited to send their applications enclosing detailed curriculum vitae, certificate copies of relevant education and professional qualifications together with names of three referees, and their contact. Therefore all applications should be sent to [email protected] not later than 25th November 2016

Leadership and Advocacy for Women in Africa 2017-2018 Fellowship - Georgetown University, USA

The Leadership and Advocacy for Women in Africa (LAWA) Fellowship Program was founded in 1993 at the Georgetown University Law Center in Washington, D.C., in order to train women's human rights lawyers from Africa who are committed to returning home to their countries in order to advance the status of women and girls in their own countries throughout their careers. Over 80 women's human rights advocates from Botswana, Cameroon, Ethiopia, Ghana, Kenya, Liberia, Malawi, Namibia, Nigeria, Sierra Leone, South Africa, Swaziland, Tanzania, Uganda and Zimbabwe have participated in the LAWA Program, and we hope to include Fellows from additional countries in the future.

For a short video on the LAWA Program, please cclick here. For detailed information, click here.
The application is due on Friday, January 13th, 2017.

2017 FIG Foundation PhD Scholarships

The FIG Foundation will be providing scholarships of up to 4,000 euros to PhD students.

Applicants shall:
  1. be studying for a PhD degree and registered solely in a surveying/geomatics academic programme that teaches surveying in a country listed by the World Bank as a low-income[1], lower-middle or upper-middle income economy[2],
  2. must have had a paper accepted by a peer reviewed international journal based on their doctoral research project; applicants should be the lead author, and the paper should be co-authored with their supervisor,
  3. should not have submitted their final thesis at the application deadline.
Successful applicants will qualify for a further grant of up to 3,000 euros to attend and present a peer reviewed paper at a FIG conference.

Applications will be judged on the quality of the application and need. In the event that two excellent applications are judged to be of equal quality, applications from low-income and lower-middle income countries will be preferred.

Applications are to be sent to [email protected] with “FIG Foundation PhD Scholarship Application” shown in Subject Line. Applicants are not to contact Foundation directors individually. Decisions are final. No correspondence will be entered into during or after the competition.

Scholarship for University Summer Courses offered in Germany for Foreign Students and Graduates

Who can apply?
  • Applications are open to students in Bachelor's and Master's degree programmes in any subject area.
  • Bachelor students must have completed at least two academic years at the start of the scholarship period.
  • Neither graduates holding a Master's degree nor PhD students are eligible for this programme.
Find out more about this scholarship by visiting

Yale Young African Scholars for the year 2017

Yale Young African Scholars Launches 2017 Application with New Program Location

The 2017 application for the Yale Young African Scholars Program (YYAS) is now available! YYAS is a high-intensity program that brings together African secondary school students for a cost-free seven-day residential program designed to introduce students to the demanding U.S. university and financial aid application process and requirements. In 2016, YYAS hosted programs in Ghana, Rwanda, and Zimbabwe and welcomed 300 African high school students into its growing alumni network.

Administered by the Yale Young Global Scholars Program and building off that model of interdisciplinary academic curriculum, YYAS participants will attend lectures led by prominent Yale faculty, seminars developed by Yale student instructors, and experiential exercises designed to augment their leadership skills. Participants will engage in robust intellectual exchanges that are crucial to understanding Africa’s most pressing challenges and opportunities. In addition to the introduction to university application processes, Yale student-led courses and leadership training, YYAS also offers students standardized test preparation sessions at no cost to the students.

The 2017 Yale Young African Scholars Program will be hosted in:
  • Rwanda: July 27 August 2
  • Ghana: August 7 – August 13
  • Mauritius: August 18- August 24
Prospective applicants must be citizens of an African country and currently attend school on the African continent. Applicants will have two years left before completing high school and be between the ages of 14-18.

“We are excited to offer the 2017 Yale Young African Scholars Program in a new Southern African country this year, and look forward to participants getting a taste of student life at African Leadership University,” said Laura Kaub, Program Manager of YYAS.

Thanks to the generous support of the HigherLife Foundation, YYAS is free of cost to all accepted students. We are also able to offer travel stipends for students from low-income backgrounds.

The online application is available through the program web site. The application deadline is March 16, 2017, at 11:59pm EST.

APPLY NOW: Access the 2017 online application by clicking here.

For additional information, please visit or contact us at [email protected]


Yale Young Global Scholars for Outstanding High School Students

The YYGS application requires:
  • resume / activity list
  • official school transcript
  • two letters of recommendation
  • unofficial standardized test scores, if available (these are not required)
  • one 500 word essay and two 200 word responses
YYGS reviews all applications holistically. YYGS staff understands that students come from a wide variety of backgrounds and with different educational and extracurricular opportunities. As a result, the essays and letters of recommendation are the most important parts of the application.

Applicants to the program must have some high school to complete after they attend the program, and we accept applications from current high school sophomores (US grade 10) or juniors (US Grade 11) only, or international equivalents.

D-Prize for new entrepreneurs for poverty interventions

D-Prize is for aspiring entrepreneurs from anywhere in the world, of any age, and of any background. You must be an ambitious leader ready to grow your company/NGO for years to come.

We will consider funding existing organizations. However we are only a fit if: you are piloting a new distribution-focused initiative, and you need high-risk capital. We will need to understand why your funding cannot come from somewhere else.
  1. Submit a resume and concept note by Dec 15 (early deadline), Dec 29 (regular deadline), or Jan 8 (limited extension). Early submissions encouraged.
  2. The top 5% of entrepreneurs will be invited to submit a full 10 page proposal. Full plans are due within four weeks of being invited to submit.
  3. The top entrepreneurs will interview with judges. Winners will receive up to $20,000, mentorship, and other support as you launch.
Find out more at about this competition at

Call for applications: USAID and Australian Aid - Food Innovation Challenge

LAUNCH Food is a global call for innovators, entrepreneurs, or intrapreneurs with big ideas for improving health outcomes by enabling people to make healthy food choices.

The challenge is open for anyone to apply. Responses from academics, companies (small or large), entrepreneurs, inventors, non profit organisations, research institutions, national laboratories, government agencies, social enterprises and funders are welcome. Cross-discipline and cross-geography teams are highly encouraged to apply. ‘Innovations’ may be at the stage of functional prototype up to market-ready solutions. Applicants ready to be supported by industry partners or ready to scale will receive the most benefit from the LAUNCH experience.

Applications are due on December 7, 2016.

Find more about this challenge by visiting

International Youth Competition 2017: World Sustainable Built Environment Conference Hong Kong

WSBE17 Hong Kong - International Youth Competition invites imaginative ideas, projects and action plans that best demonstrate an innovative interpretation of the Conference theme “Transforming Our Built Environment through Innovation and Integration: Putting Ideas into Action”

Find out more about this competition at

World Normad Travel Scholarships for Travel Photographers

This is your chance to win an all-expenses-paid trip to Japan and be mentored by professional travel photographer, Richard I'Anson.

From the neon lights of Tokyo to the traditions and temples of Kyoto, Japan is the perfect place for photography enthusiasts.

Edinburgh Global Online Distance Learning Masters Scholarship

The University of Edinburgh will offer 4 scholarships for distance learning Masters programmes offered by the University.

The scholarship will cover the full tuition fees and is tenable for three years.


Scholarships will be available for students commencing in session 2017-18 any distance learning Masters programme offered by the University .

Applicants intending to study a distance learning PgCert are only eligible to apply if that PgCert is part of a distance learning Masters programme. Applicants should check this with the relevant School.

Applicants must be nationals of the following countries: Afghanistan, Bangladesh, Benin, Burkina Faso, Burundi, Cambodia, Central African Republic, Chad, Comoros, Congo, Dem Rep, Côte d'Ivoire, Eritrea, Ethiopia, Gambia, The, Ghana, Guinea, Guinea-Bissau, Haiti, India, Kenya, Kiribati, Korea, Dem Rep, Kyrgyz Republic, Lao PDR, Liberia, Madagascar, Malawi, Mali, Mauritania, Mongolia, Mozambique, Myanmar, Nepal, Niger, Nigeria, Pakistan, Papua New Guinea, Rwanda, São Tomé and Principe, Senegal, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Tajikistan, Tanzania, Timor-Leste, Togo, Tuvalu, Uganda, Uzbekistan, Vanuatu, Vietnam, Yemen Rep, Zambia, Zimbabwe.

Applicants should already have been offered a place at the University of Edinburgh and should have firmly accepted that offer or be intending to do so.


The scholarship will be awarded broadly on the basis of academic merit. Candidates must have, or expect to obtain, a UK first class or 2:1 Honours degree at undergraduate level or the international equivalent.


Eligible applicants should complete an online application

The closing date for applications is 2nd June 2017.

Please note you will not be able to access the online application form unless you have applied for admission to the University of Edinburgh.

The online scholarship application form is located in EUCLID and can be accessed via MyEd our web based information portal at

When logging in to MyEd, you will need your University User Name and password. If you require assistance, please go to

All applicants will be notified of the outcome by the end of July 2017.


Japanese Association of University Women call for applications for 2017 International Fellowships

2017 JAUW


Currently Inviting Applications

MUST BE RECEIVED BY March 31, 2017

This program is to offer core funding to financially help you come and stay in Japan when you have found that it is preferable or very important for you to stay in Japan to further pursue your ongoing study/research.

For details of this program, please see the INSTRUCTIONS, which is downloadable from below.
INSTRUCTIONS for 2017 JAUW International Fellowship Application, (pdf)& word (docx)

To apply, you have to use the designated forms, downloadable from here : 
2017 Application Form Part 1 (Personal Data), (pdf) &word (docx)

2017 Application Form Part 2 (Proposal & Related Data), (pdf) & word (docx)

2017 Form of a Letter of Acceptance/Confirmation/Invitation, (pdf) & word (docx)
(Be sure to ask your host professor etc. to use this form when writing a Letter of Acceptance. Other forms shall not be accepted.)

2017 Form of Certificate of Health, (pdf)

Next Eistein Forum Fellowship for Africa Young Scientists and Technologists

The NEF Fellows is a select programme that recognises Africa’s best young scientists and technologists. These innovators and emerging leaders, at least 40 percent of whom are women, will have two main opportunities as a NEF Fellow:

1. Advance their scientific career. NEF Fellows have a unique platform to:
  • Present their work at the NEF Global Gathering in the presence of leading scientists, journalists, industries and business people from the world.
  • Gain exposure to a global audience of approximately 100 million viewers and readers worldwide.
  • Draw upon the vast networks of NEF members and participants for support, connections and counsel to advance their work.
  • Develop mentoring relationships with leading scientists, policymakers, industry representatives and civil-society leaders
2. Inspire the next generation of African innovators. NEF Fellows participate in campaigns and events to encourage young people to pursue scientific careers.

What does it take to be a NEF Fellow?

Applications to be a NEF Fellow are open to Africans from around the world – including those who currently reside in the Diaspora – in all fields of science, including the social sciences and technology fields. Applicants should be under 42 years old and have a doctorate degree with a demonstrated track record of innovative research and findings. NEF Fellows must also be passionate about raising Africa’s science profile and be able to captivate both a scientific and non-scientific audiences.

Where can I apply?

Download the Call for Applications here: ENG, FRA

Download the Application Form here: ENG, FRA

Deadline: 27 January 2017

Important dates

  • Applications open – 15 November 2016
  • Applications close – 27 January 2017
  • Pre-selection – February 2017
  • Final Selection by SPC – March 2017
  • Publication of results – 15 June 2017

Apply now to become an Access to Energy Journalism Fellow

The Access to Energy Journalism Fellowship (AEJF) is a fellowship opportunity aimed at enabling deep, critical reporting on energy poverty globally. We are looking for four reporters who want to tell stories that are deeply rooted in people’s lived experiences in sub-Saharan Africa. These stories should shed light on how different countries in the region are grappling with energy issues in a time of climate change, and what that might mean for the future.

Do you want to do reporting like this? Learn more here and send us your application by Dec. 7, 2016.